{"id":112810,"date":"2026-08-24T05:22:21","date_gmt":"2026-08-24T05:22:21","guid":{"rendered":"https:\/\/zamstudios.com\/blogs\/should-you-buy-individual-health-insurance-or-add-parents-health-insurance-cover-instead\/"},"modified":"2026-08-24T05:22:21","modified_gmt":"2026-08-24T05:22:21","slug":"should-you-buy-individual-health-insurance-or-add-parents-health-insurance-cover-instead","status":"publish","type":"post","link":"https:\/\/zamstudios.com\/blogs\/should-you-buy-individual-health-insurance-or-add-parents-health-insurance-cover-instead\/","title":{"rendered":"Should You Buy Individual Health Insurance or Add Parents Health Insurance Cover Instead?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_85 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/zamstudios.com\/blogs\/should-you-buy-individual-health-insurance-or-add-parents-health-insurance-cover-instead\/#Understanding_individual_health_insurance\" >Understanding individual health insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/zamstudios.com\/blogs\/should-you-buy-individual-health-insurance-or-add-parents-health-insurance-cover-instead\/#What_is_Parents_health_insurance\" >What is Parents health insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/zamstudios.com\/blogs\/should-you-buy-individual-health-insurance-or-add-parents-health-insurance-cover-instead\/#Why_buying_individual_health_insurance_early_is_beneficial\" >Why buying individual health insurance early is beneficial<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/zamstudios.com\/blogs\/should-you-buy-individual-health-insurance-or-add-parents-health-insurance-cover-instead\/#Why_parents_often_need_separate_coverage\" >Why parents often need separate coverage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/zamstudios.com\/blogs\/should-you-buy-individual-health-insurance-or-add-parents-health-insurance-cover-instead\/#Compare_healthcare_needs\" >Compare healthcare needs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/zamstudios.com\/blogs\/should-you-buy-individual-health-insurance-or-add-parents-health-insurance-cover-instead\/#Understand_waiting_periods\" >Understand waiting periods<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/zamstudios.com\/blogs\/should-you-buy-individual-health-insurance-or-add-parents-health-insurance-cover-instead\/#Employer_insurance_may_not_be_enough\" >Employer insurance may not be enough<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/zamstudios.com\/blogs\/should-you-buy-individual-health-insurance-or-add-parents-health-insurance-cover-instead\/#Should_you_buy_both\" >Should you buy both?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/zamstudios.com\/blogs\/should-you-buy-individual-health-insurance-or-add-parents-health-insurance-cover-instead\/#Factors_to_compare_before_buying\" >Factors to compare before buying<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/zamstudios.com\/blogs\/should-you-buy-individual-health-insurance-or-add-parents-health-insurance-cover-instead\/#Common_misconceptions\" >Common misconceptions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/zamstudios.com\/blogs\/should-you-buy-individual-health-insurance-or-add-parents-health-insurance-cover-instead\/#I_am_young_so_I_do_not_need_health_insurance\" >I am young, so I do not need health insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/zamstudios.com\/blogs\/should-you-buy-individual-health-insurance-or-add-parents-health-insurance-cover-instead\/#My_parents_are_covered_by_my_employers_policy\" >My parents are covered by my employer&#8217;s policy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/zamstudios.com\/blogs\/should-you-buy-individual-health-insurance-or-add-parents-health-insurance-cover-instead\/#One_policy_is_enough_for_the_entire_family\" >One policy is enough for the entire family<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/zamstudios.com\/blogs\/should-you-buy-individual-health-insurance-or-add-parents-health-insurance-cover-instead\/#Making_the_right_decision\" >Making the right decision<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/zamstudios.com\/blogs\/should-you-buy-individual-health-insurance-or-add-parents-health-insurance-cover-instead\/#Conclusion\" >Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<p><span style=\"font-weight: 400\">Health insurance has become an essential part of financial planning, helping individuals and families manage the rising cost of medical treatment. However, many working professionals face a common dilemma: should they purchase Individual health insurance for themselves first, or should they prioritise parents health insurance to protect ageing family members? The answer depends on several factors, including age, existing health conditions, financial responsibilities, and long-term healthcare goals.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Rather than treating these options as mutually exclusive, it is important to understand how each type of policy serves a different purpose. Making an informed decision today can help ensure adequate financial protection for the entire family.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Understanding_individual_health_insurance\"><\/span><b>Understanding individual health insurance<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><a href=\"https:\/\/www.bajajfinserv.in\/insurance\/individual-health-insurance\"><b>Individual health insurance<\/b><\/a><span style=\"font-weight: 400\"> is designed to cover a single insured person. The sum insured belongs exclusively to that individual and is not shared with other family members.<\/span><\/p>\n<p><span style=\"font-weight: 400\">A typical individual health insurance policy may cover:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Hospitalisation expenses<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Day-care procedures<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Pre- and post-hospitalisation costs<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Ambulance charges<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Cashless treatment at network hospitals<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Optional wellness benefits, depending on the insurer<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">Since the coverage is dedicated to one person, claims made by another family member do not reduce the available sum insured.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_Parents_health_insurance\"><\/span><b>What is Parents health insurance?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400\">Parents health insurance refers to health insurance plans specifically purchased for parents, particularly those who are older and may have higher healthcare needs.<\/span><\/p>\n<p><span style=\"font-weight: 400\">These policies are designed to provide financial assistance for eligible hospitalisation expenses arising from illness or injury. Depending on the insurer and policy selected, they may also include features suited to senior citizens, such as higher coverage for age-related illnesses or regular health check-ups.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_buying_individual_health_insurance_early_is_beneficial\"><\/span><b>Why buying individual health insurance early is beneficial<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400\">One of the biggest advantages of purchasing Individual health insurance at a younger age is the lower premium.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Younger individuals generally:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Have fewer medical conditions<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Face lower health risks<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Qualify for better premium rates<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Complete waiting periods earlier<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">Buying early also allows policyholders to build continuous insurance coverage before health issues develop later in life.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_parents_often_need_separate_coverage\"><\/span><b>Why parents often need separate coverage<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400\">As people age, the likelihood of hospitalisation and chronic illnesses increases. Conditions such as diabetes, hypertension, arthritis, heart disease, and kidney disorders become more common.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Purchasing parents health insurance helps families prepare for these medical expenses without affecting their personal savings.<\/span><\/p>\n<p><span style=\"font-weight: 400\">A separate policy also ensures that parents have dedicated coverage for their healthcare needs instead of sharing benefits with younger family members.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Compare_healthcare_needs\"><\/span><b>Compare healthcare needs<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400\">Before choosing between the two options, evaluate the medical needs of every family member.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Questions to consider include:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Do your parents have pre-existing medical conditions?<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Do you already have employer-provided health insurance?<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Are you financially responsible for your parents&#8217; healthcare?<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Are there sufficient emergency savings?<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">What are the expected healthcare costs over the next few years?<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">These factors can help determine which policy deserves priority.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Understand_waiting_periods\"><\/span><b>Understand waiting periods<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400\">Health insurance policies often include waiting periods for:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Pre-existing diseases<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Certain specified illnesses<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Maternity benefits, where applicable<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Initial policy period<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">If your parents already have existing medical conditions, purchasing <\/span><a href=\"https:\/\/www.bajajfinserv.in\/insurance\/parents-health-insurance\"><b>parents health insurance<\/b><\/a><span style=\"font-weight: 400\"> earlier may help complete these waiting periods before major treatment becomes necessary.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Similarly, buying Individual health insurance at a younger age allows policyholders to enjoy uninterrupted coverage in the future.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Employer_insurance_may_not_be_enough\"><\/span><b>Employer insurance may not be enough<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400\">Many employees rely entirely on employer-sponsored health insurance.<\/span><\/p>\n<p><span style=\"font-weight: 400\">However, employer coverage:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">May end after changing jobs<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">May offer limited sum insured<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">May not adequately cover elderly parents<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">May not continue after retirement<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">Purchasing personal insurance provides long-term continuity regardless of employment status.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Should_you_buy_both\"><\/span><b>Should you buy both?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400\">In many situations, the ideal solution is not choosing one over the other but maintaining both forms of coverage.<\/span><\/p>\n<p><span style=\"font-weight: 400\">For example:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><b>Individual health insurance<\/b><span style=\"font-weight: 400\"> protects your own long-term healthcare needs.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Parents health insurance<\/b><span style=\"font-weight: 400\"> ensures ageing parents have dedicated medical coverage without depending entirely on family savings.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">Having separate policies also prevents claims made by one insured person from reducing the protection available to another.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Factors_to_compare_before_buying\"><\/span><b>Factors to compare before buying<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400\">When evaluating health insurance plans, compare:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Sum insured<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Premium<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Waiting periods<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Coverage for pre-existing diseases<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Cashless hospital network<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Co-payment clauses<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Claim settlement process<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Lifetime renewability<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">Choosing a policy based only on premium may not provide adequate protection.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Common_misconceptions\"><\/span><b>Common misconceptions<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"I_am_young_so_I_do_not_need_health_insurance\"><\/span><b>I am young, so I do not need health insurance<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400\">Medical emergencies can occur unexpectedly. Purchasing insurance early often results in better continuity benefits and lower premiums.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"My_parents_are_covered_by_my_employers_policy\"><\/span><b>My parents are covered by my employer&#8217;s policy<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400\">Employer-sponsored plans may have limited coverage or may not provide sufficient protection for elderly parents.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"One_policy_is_enough_for_the_entire_family\"><\/span><b>One policy is enough for the entire family<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400\">Healthcare needs differ across age groups. Separate policies often provide more appropriate coverage for both younger individuals and senior citizens.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Making_the_right_decision\"><\/span><b>Making the right decision<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400\">There is no universal answer to whether Individual health insurance or parents health insurance should be purchased first.<\/span><\/p>\n<p><span style=\"font-weight: 400\">The decision should depend on:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Current healthcare needs<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Family medical history<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Budget<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Existing insurance coverage<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Long-term financial planning<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">Reviewing these factors carefully helps families make balanced insurance decisions.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><b>Conclusion<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400\">Choosing between Individual health insurance and parents health insurance is not simply about deciding who should receive coverage first. Both policies address different healthcare needs and can play equally important roles in a family&#8217;s financial security. While individual plans protect your own future medical expenses, dedicated coverage for parents helps manage age-related healthcare costs without placing additional financial pressure on the family. A thoughtful insurance strategy that considers the needs of every family member can provide stronger protection against rising medical expenses and unexpected emergencies. <\/span><a href=\"https:\/\/www.bajajfinserv.in\/\"><b>Bajaj Finance<\/b><\/a><span style=\"font-weight: 400\"> customers can also keep their financial documents organised to support smoother financial planning and access to relevant financial services when required.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Health insurance has become an essential part of financial planning, helping individuals and families manage the rising cost of medical treatment. However, many working professionals face a common dilemma: should they purchase Individual health insurance for themselves first, or should they prioritise parents health insurance to protect ageing family members? The answer depends on several [&hellip;]<\/p>\n","protected":false},"author":7341,"featured_media":112809,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[480],"tags":[],"class_list":["post-112810","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"_links":{"self":[{"href":"https:\/\/zamstudios.com\/blogs\/wp-json\/wp\/v2\/posts\/112810","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/zamstudios.com\/blogs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/zamstudios.com\/blogs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/zamstudios.com\/blogs\/wp-json\/wp\/v2\/users\/7341"}],"replies":[{"embeddable":true,"href":"https:\/\/zamstudios.com\/blogs\/wp-json\/wp\/v2\/comments?post=112810"}],"version-history":[{"count":1,"href":"https:\/\/zamstudios.com\/blogs\/wp-json\/wp\/v2\/posts\/112810\/revisions"}],"predecessor-version":[{"id":112811,"href":"https:\/\/zamstudios.com\/blogs\/wp-json\/wp\/v2\/posts\/112810\/revisions\/112811"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/zamstudios.com\/blogs\/wp-json\/wp\/v2\/media\/112809"}],"wp:attachment":[{"href":"https:\/\/zamstudios.com\/blogs\/wp-json\/wp\/v2\/media?parent=112810"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/zamstudios.com\/blogs\/wp-json\/wp\/v2\/categories?post=112810"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/zamstudios.com\/blogs\/wp-json\/wp\/v2\/tags?post=112810"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}